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Pride Settlement & Escrow is a family-owned title and settlement company serving Virginia, Maryland, and DC. Buying, selling, or refinancing, we make sure your closing is smooth, secure, and maybe even a little fun. Get A Free QuoteStart Your ClosingHere’s what we do, easily explained.
Title work has a reputation for being confusing. It doesn’t have to be. Whether it’s your first home or your fifteenth investment property, we walk you through every step and answer the questions you didn’t know to ask.
Residential Purchase
Whether you are buying a home for the first time or you are investing in a rental property, Pride Settlement is with you from contract to closing. There is a lot involved in a residential purchase and we make sure that it is a smooth, hassle-free experience.
Secure Closings
Wire fraud is the biggest threat in real estate right now, and closings are the target. We verify every wire, every time, and we’ll never ask you to send money based on an email alone. Your funds end up exactly where they belong.
Refinancing
Believe it or not, refinancing a property that you already own often still warrants the help of a title company as most lenders will require a new title insurance policy as a condition of the new loan.
Home Buyer Education
Buying a home for the first time can be very confusing. There are certain steps you have to follow, requirements that need to be met, unfamiliar terms to learn, and more. At Pride Settlement, we welcome you and guide you through the process – answering any questions you may have along the way.
New Construction
New construction transactions often come with some strict requirements that must be followed. This involves all the right documentation, the proper handling of an escrow account, and monitoring the progress of the construction. And, even though the house or structure may be new, the land is not. So, a title search will be required, too.
Due to the complexity of these transactions, don’t settle for less than the highly experienced team at Pride Settlement.
Remote Closings
Life is busy. If getting to our office is one errand too many, we’ll bring the closing to you. Sign your documents at a time and place that actually works for your week.
Title Insurance
Title insurance can protect you from any title defects that could arise the day after you close or ten years down the road. For a one-time premium payment at closing, you will be protected for as long as you have an interest in the property.
Learn more about title insurance from our title experts!
Commercial Real Estate
Commercial real estate transactions can be complicated – often with more money and more people involved than any other. With these high stakes, you need Pride Settlement’s streamlined processes to get you straight through to the closing.
What do I need to know about Title Insurance?
What is a title insurance company?
Your Title Insurance Company is responsible for the facilitation of your real estate transaction. They will search your property history, review and verify that the terms of your contract have been met, facilitate the disbursement of funds, and guide you through the closing process to welcome you home.
Do I need title insurance?
An Owner’s Title Insurance Policy protects your right to own your property against potential defects in your title. Title defects are rare but can have a profound impact on your right to ownership. Keep in mind, if you seek a mortgage, your mortgage lender will always have a Lender’s Policy with coverage to protect your loan. You too should obtain your own peace of mind.
How much does title insurance cost?
The cost of title insurance is billed to you one time at the time of closing as part of your closing costs. This single fee will purchase you a policy that will protect you over the life of your time owning the property as well as be extended to your heirs. The cost of title insurance is regulated and based on the price of your property. For a quote, please contact our team.
Is there more than one type of title insurance?
Yes. The two main types of title insurance are owner’s title insurance and lender’s title insurance. A lender’s policy, as its name suggests, protects the lender. An owner’s policy protects the owner from any title defects that may arise – and may be offered with different levels of coverage.
What happens prior to closing?
Before you head to the closing table, we will ensure that all of the terms of your contract are met. This includes coordinating the results of your inspection, survey, mortgage loan approval process, and collection of funds.
What happens at closing?
At closing we will review the terms of your sale, facilitate the signing of your documents, and conduct a disbursement of funds to the correct parties. In many cases, your deed is recorded the same day and a copy of your paperwork will be delivered to you for your records.
The team behind your closing
YOUR DEDICATED & KNOWLEDGEABLE TEAM
We’re a small, family-owned company in Ashburn, and we like it that way. When you call, a real person picks up. When you close, the people at the table know your file, not just your number. Our clients tell us they felt like family by the time they got their keys. That’s the whole point.
“Like clockwork they walked me through the process and made my settlement go so easy.”